SBI Bank PO/Clerical General Awareness Questions

1. Price of food grains have risen by 10% and of other items of consumption by 15%. If the ratio of an employee’s expenditure on food grains and other items is 2:5, by how much should his salary be increased so that he may maintain the same level of consumption as before, assuming that his present salary is Rs. 3500?
a. Rs. 300
b. Rs. 350
c. Rs. 375
d. Rs. 475
Ans: d

2. On selling a certain commodity for Rs. 425, there is as much gain as loss on selling it for Rs. 355. The C.P. of the commodity is
a. Rs. 370
b. Rs. 385
c. Rs. 390
d. Rs. 400
Ans: c

3. Of the three numbers, second is twice the first and is also thrice the third. If the average of the three numbers is 44, the largest number is
a. 24
b. 36
c. 17
d. 72
Ans: d

4. A sum of Rs. 12,000 doubles in 5 years at C.I. What will be the amount after 20 years?
a. Rs. 1,20,000
b. Rs. 1,92,000
c. Rs. 1,24,000
d. Rs. 96,000
Ans: b

5. A certain sum becomes Rs. 5290 in 2 years and Rs. 6083.50 in 3 years at C.I. The rate of interest per annum is
a. 10%
b. 12%
c. 15%
d. 16? %
Ans: c

6. Which of the following is not a food crop ?
(a) Wheat
(b) Barley
(c) Maize
(d) Cotton
Ans: d

7. A rectangular carpet has an area of 240 sq. cm. If its diagonal and the longer side are together equal to five times the shorter side, the length of the carpet is -
a. 10 cm
b. 24 cm
c. 26 cm
d. 27.5 cm
Ans: b

8. The ratio between the curved surface area and the total surface area of a right circular cylinder is 1:2. If the total surface is 616 sq. cm, the volume of the cylinder is
a. 1848 cm3
b. 1232 cm3
c. 1078 cm3
d. 980 cm3
Ans: c

9. A sum of Rs. 427 is to be divided among A, B and C in such a way that 3 times A’s share, 4 times B’s share and 7 times C’s share are all equal. The share of C is
a. Rs. 84
b. Rs. 147
c. Rs. 196
d. Rs. 240
Ans: a

10. The ratio of income of A and B is 5:4 and their expenditure is as 3:2. If at the end of the year, each saves Rs. 800, then the income of A is
a. Rs. 1700
b. Rs. 1800
c. Rs. 2000
d. Rs. 2200
Ans: c

11. The number of prime factors of (6)10×(7)17×(55)27
a. 54
b. 64
c. 81
d. 91
Ans: d

12. A car covers a distance of 715 km at a constant speed. If the speed of the car would have been 10 km/hr more, then it would have taken 2 hours less to cover the same distance. What is the original speed of the car?
a. 45 km/hr
b. 50 km/hr
c. 55 km/hr
d. 65 km/hr
Ans: c

13. Two taps A and B can fill a tank in 12 minutes and 15 minutes respectively. If both the taps are opened simultaneously and the tap A is closed after 3 minutes, then how much more time will it take to fill the tank by tap B?
a. 7 min & 15 sec
b. 7 min & 45 sec
c. 8 min & 5 sec
d. 8 min & 15 sec
Ans: d

14. 0.333 …. × 0.444 …. is equal to
a. 0.148148148 ….
b. 0.777 ….
c. 0.121212 ….
d. 1.333 ….
Ans: a

15. Let R = qs—4. When s=8, R=16. When s=10, R is equal to
a. 11
b. 14
c. 20
d. 21
Ans: d

Current Affairs for SBI Examination

1. Treat, Train, Retain Plan is—
(A) A plan aiming at development of Indian Railway
(B) A plan to retain the high status of Indian Railway
(C) A part of WHO’s work to promote universal access to HIV/AIDS services
(D) A plan to launch several new trains in the next two years
Ans: C

2. ‘Deoria to Dadri Nyaya Yatra’ was launched by—
(A) V. P. Singh and Raj Babbar
(B) Chandrashekhar
(C) Raj Babbar and Mulayam Singh
(D) Lalu Prasad Yadav
Ans: A

3. Shijian–8 is—
(A) India’s newly created artificial satellite
(B) China’s seed-breeding satellite
(C) Japan’s seed-breeding satellite
(D) Russia’s remote sensing satellite
Ans: B

4. Which among the following tennis players has recently bid his retirement ?
(A) Andre Agassi
(B) Roger Federer
(C) Carlos Moya
(D) Andy Raddick
Ans: A

5. Who among the following is the most powerful women in the world according to the Forbes magazine’s list of 100 most powerful women ?
(A) Indra Nooyi
(B) Sonia Gandhi
(C) Angela Merkel
(D) Condoleeza Rice
Ans: C

6. Where will the 15th NAM summit be held ?
(A) Durban
(B) Egypt
(C) Cuba
(D) Cartagena
Ans: B

7. IBSA is—
(A) India Brazil—South Africa Trilateral Co-operation Forum
(B) India Brazil South Africa Agreement
(C) India Britain South America Agreement
(D) None of these
Ans: A

8. G. M. Modi Award for Innovative Science and Technology for the year 2007 has been conferred upon—
(A) Dr. A.P.J. Abdul Kalam
(B) Dr. K. Kasturirangan
(C) Prof. Goverdhan Mehta
(D) Dr. Y. S. Rajan
Ans: C

9. Which among the following has been removed from the UNESCO’s list of World Heritage sites in danger ?
(A) Hampi
(B) Manas Wildlife Sanctuary
(C) Kathmandu Valley
(D) Fort and Shalamar Gardens
Ans: A

10. Which among the following Indian women is not included in the Fortune magazine’s list of 50 most powerful business–women?
(A) Chanda Kochar, ICICI Bank
(B) Naina Lal Kidwai, HSBC India
(C) Kiran Mazumdar Shaw, Biocon India
(D) Shehnaz Hussain, Shehnaz Hussain Herbals
Ans: D

11. The books ‘Snow’ and ‘My Name is Red’ have been written by—
(A) Orhun Pamuk
(B) Harold Pinter
(C) J.M. Coetzee
(D) V.S. Naipaul
Ans: A

12. Where are the headquarters of National Fisheries Development Board situated ?
(A) New Delhi
(B) Hyderabad
(C) Chennai
(D) Bangalore
Ans: B

13. Nobel Prize for Peace-2008 has been awarded to—
(A) Martti Ahtisaari r
(B) World Bank
(C) Urban Bank
(D) NABARD
Ans: A

14. Who among the following is the winner of US Open 2008 women’s single title ?
(A) Mary Pierce
(B) Maria Sharapova
(C) Svetlana Kuznetsova
(D) Serena Williams
Ans: D

15. Which among the following Indian is the first Vice-Chancellor of Westminster University ?
(A) Lord Swaraj Paul
(B) Amartya Sen
(C) Subhramaniam Swami
(D) Sujatha Bose
Ans: A

United Bank of India Solved 2009 Paper

1. As per the reports published in various newspapers/journals etc. the economic map of the world is being redesigned. What is/are the new emerging trends of this new economic map of the world ?
1. With India and Asia at the forefront the centre of economic gravity has shifted to East.
2. Emerging markets, with India among the leaders, are growing faster than old established markets.
3. Central banks of the countries have recognized that case-by-case liquidity solutions are not the answers and a market wide and globally synchronized approach is needed to solve the present crisis.
(A) Only 1 r
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
Ans: (A)

2. As per the Industrial Development Report 2009 India’s rank in Industrial Development was 54 on the Development Index. Which of the following organizations/agencies compiles Industrial Development Index of the world ?
(A) International Labour Organisation
(B) United Nations’ Industrial Development Organisation
(C) World Bank
(D) World Trade Organisation
(E) The Economic and Social Council of UNO
Ans: (B)


3.As per the newly launched ‘Indira Gandhi National Widow Pension Scheme’ a monthly pension will be given to the widows. What will be the amount of the pension ?
(A) Rs. 200
(B) Rs. 400
(C) Rs. 600
(D) Rs. 800
Ans: (A)

4. The merger of which of the following two Indian companies took place in recent past which is termed as “Largest ever merger in India’s Corporate History” ?
(A) Nuclear Power Corporation and National Thermal Power Corporation
(B) State Bank of India and its seven associate banks
(C) Hind Aluminium Company and Century Mills
(D) Tata Motors and Ashok Leyland
(E) Reliance Industries and Reliance Petroleum Ltd. r
Ans: (D)

5. The Prime Minister of India while addressing a meeting of top industrialists of India in March 2009 advised the RBI to further cut interest rates. Which of the following is/are the reasons owing to which the Prime Minister who himself is an economist gave this advise to RBI ?
1. All major economies of the world are passing through a crisis situation. Prime Minister wants RBI to take preventive measures to save Indian economy.
2. In India ample liquidity is available in the market but there are no takers.
3. Inflation is at a comparatively low level at present in the country
(A) Only 1
(B) Only 2
(C) Both 2 and 3 only
(D) None of these
Ans: (A)

6. As per the recent reports, the per capita Income of the country has gone up during 2008-09. What is the per capita income at present ?
About ……….
(A) Rs. 15,000
(B) Rs. 33,000
(C) Rs. 40,000
(D) Rs. 23,000
Ans: (C)

7. Which of the following countries launched its indigenous Satellite ‘Omid’ in February 2009 ?
(A) Spain
(B) Australia
(C) Turkey
(D) Iran r
Ans: (D)

8. While addressing a conference of Bankers and top Industrialists, the Prime Minister made a statement that “Domestic Credit Flow for Productive Needs had to be maintained at a reasonable Cost”. What does it really mean ?
(Pick up the most appropriate statements).
1. Banks should further raise their deposit base and provide very low cost credit to Industry which is badly in need of the same.
2. Banks should neither reduce their lending rates further nor increase the rates on deposits as this may create a critical imbalance in the financial/money market of the country.
3. Banks should see that ample credit is provided to the industries at an affordable cost without diluting the credit norms.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2 only
Ans: (C)

9. The annual meeting of the world Economic Forum was organized in January–February 2009 in ……
(A) Davos
(B) Brasilia
(C) Washington DC
(D) London
Ans: (A)

10. Which of the following has now became the Third Largest Economy of the World ?
(A) Brazil
(B) India
(C) China
(D) Japan
Ans: (C)

11. Govt. of India has decided to set up two more All India Institute of Medical Sciences (AIIMS) like institutes in near future. These new institutions would be established in ……….
(A) West Bengal and Uttar Pradesh
(B) Haryana & Punjab
(C) Punjab & Tamil Nadu
(D) Tamil Nadu and Andhra Pradesh
Ans: (A)

12. Who amontst the following is the author of the book “Termites in the Trading system” ?
(A) M. S. Swaminathan
(B) Jagdish Bhagwati
(C) Jaswant Singh
(D) M. Chelapati Rao
Ans: (B)

13. Who amongst the following is the highest Wicket taker in the history of cricket ?(Both ODI and Test Cricket)
(A) Wasim Akram
(B) Anil Kumble
(C) Stephan Fleming
(D) Muttiah Muralidharan
Ans: (D)

14. Sania Mirza won the Mixed Doubles of which of the following tennis matches alongwith Mahesh Bhupati ?
(A) US Open 2009
(B) Australian Open 2009
(C) South Africa Tennis Open 2009
(D) ATP Challenger Tennis Championship 2009
Ans: (B)

15. Which of the following are the instruments of Credit Control in the hands of the RBI ?
1. Lowering or raising the discount and interest rates.
2. Raising the minimum support price of the major agro products.
3. Lowering or raising the minimum cash reserves maintained by the commercial banks.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
Ans: (C)

SBI Bank Clerk Solved 2008 Paper

1. When cutting and pasting, the item cut is temporarily stored in—
(A) ROM
(B) Hard drive
(C) Diskette
(D) Clipboard
Ans: (D)

2. Magnetic tape is not practical for applications where data must be quickly recalled because tape is—
(A) A random-access medium
(B) An expensive storage medium
(C) A read-only medium
(D) Fragile and easily damaged
Ans: (B)

3. When you are working on a document on a PC, where is the document temporarily stored ?
(A) RAM
(B) ROM
(C) The CPU
(D) Flash memory
Ans: (A)

4. Information travels between components on the motherboard through—
(A) Flash memory
(B) CMOS
(C) Bays
(D) Buses
Ans: (D)

5. Computers connected to a LAN (Local Area Network) can—
(A) Run faster
(B) Go on line
(C) Share information and/or share peripheral equipment
(D) E-mail
Ans: (C)

6. Which of the following can handle most system functions that aren't handled directly by the
operating system ?
(A) Vertical-market applications
(B) Utilities
(C) Algorithms
(D) Integrated software
Ans: (A)

7. A set of instructions telling the computer what to do is called—
(A) Mentor
(B) Instructor
(C) Compiler
D) Program
Ans: (D)

8. A collection of programs that controls how your computer system runs and processes information is called—
(A) Operating system
(B) Computer
(C) Office
(D) Compiler
Ans: (B)

9. Transformation of input into output is performed by—
(A) The CPU
(B) Memory
(C) Storage
(D) The Input-Output unit
Ans: (A)

10. Data going into the computer is called—
(A) Output
(B) Algorithm
(C) Input
(D) Calculations
Ans: (C)

11. Sales forecasting involves—
(A) Sales Planning
(B) Consumer tastes
(C) Distribution Channels
(D) All of these
Ans: (D)

12. Motivation means—
(A) Inspiring employees to perform better r
(B) Better Communication Skills
(C) Sales coaching
(D) Market Research
Ans: (A)

13. Find the True statement—
(A) Marketing is a waste of the employees' time
(B) Marketing is not required in India due to its vast population
(C) Marketing involves additional work
(D) Marketing involves team work r
Ans: (D)

14. Market information means—
(A) Knowledge of shops and bazaars
(B) Knowledge of shopping malls
(C) Knowledge of customer profile and product mix r
(D) Knowledge of various languages
Ans: (C)


15. Marketing Plan helps in—
(A) Better lead generation
(B) Better systems
(C) Better results
(D) Better customer service r
Ans: (D)

Punjab National Bank Solved 2009 Paper

1. Which part is the “brain” of the computer?
A. CPU
B. Monitor
C. RAM
D. ROM
Ans : A

2. For seeing the output, you use
A. Monitor
B. Keyboard
C. Mouse
D. Scanner
Ans : A

3. Marketing in banks is defined as
A. Banking Regulation Act
B. Reserve Bank of India Act
C. Companies Act
D. None of these
Ans : D

4. The blinking point which shows your position in the text is called
A. Blinker
B. Cursor
C. Causer
D. Pointer
Ans : B

5. ATM means
A. Any Time Marketing
B. Any Time Money
C. Any Time Machine
D. Automated Teller Machine
Ans : D

6. Effective communication skills are not required in marketing if
A. Demand exceeds supply
B. Supply exceeds demand
C. Buyer is illiterate
D. Seller is illiterate
Ans : A

7. Information on a computer is stored as
A. Analog data
B. Digital data
C. Modem data
D. Watts data
Ans : B

8. Sending an e-mail is same as
A. Writing a letter
B. Drawing a picture
C. Talking on phone
D. Sending a package
Ans : A

9. Some thing which has easily-understood instructions is said to be
A. Information
B. Word processing
C. User friendly
D. Icon
Ans : C

10. Which type of memory is closely related to processor?
A. Main memory
B. Secondary memory
C. Disk memory
D. Tape memory
Ans : A

11. A presentation means
A. Display of products
B. Explaining the utility of products
C. A gift
D. Display of communication skills
Ans : B

12. Relationship Marketing is useful for
A. Trade between relatives
B. Trade between sister concerns
C. Cross-selling of products
D. Preparing a list of relatives
Ans : A

13. Which of the following will translate images of text, drawing, and photos into digital form?
A. Digitizer
B. Modem
C. Scanner
D. Keyboard
Ans : C

14. Negotiation skills help in
A. Arriving at a consensus
B. Breaking the ice
C. Carry marketing further
D. Mutual win-win result of bargaining
Ans : D

15. Which device is used to access your computer by other computer or for talk over phone?
A. RAM
B. CD ROM Drive
C. Modem
D. Hard drive
Ans : C

Punjab National Bank Solved 2009 Paper

1. For seeing the output, you use -
A. Monitor
B. Keyboard
C. Mouse
D. Scanner
Ans : A

2. Which of the following commands is used to select the whole document?
A. Ctrl + A
B. Alt + F5
C. Shift + S
D. None of these
Ans : A

3. On which button does help menu exist?
A. End
B. Start
C. Turn off
D. Restart
Ans : B

4. For selecting or highlighting, which of the following is generally used?
A. Icon
B. Keyboard
C. Mouse
D. Floppy disk
Ans : C

5. Where are program and data kept while the processor is using them?
A. Main memory
B. Secondary memory
C. Disk memory
D. Program memory
Ans : A

6. Good Public Relations indicate -
A. Improved Marketing skills
B. Improved Brand Image
C. Improved Customer Service
D. All of these
Ans : D

7. For creating a document, you use …………………command at File Menu.
A. New
B. Open
C. Document
D. Type
Ans : A

8. One of the following is not required for effective marketing. Find the same.
A. Motivation
B. Empathy
C. Communication skills
D. Sympathy
Ans : D

9. A ‘lead’ means -
A. A buyer
B. A seller
C. A company intending to sell its product
D. A prospective buyer
Ans : D

10. ‘Benchmark’ means -
A. Products line up on bench
B. Salesmen sitting on a bench
C. Set standards
D. Marks on a bench
Ans : C

11. The computer is made of which of the following hardware equipments?
A. Monitor, CPU, Keyboard, Mouse, Software and Network
B. Monitor, CPU, Keyboard, Mouse, Programme and Network
C. Monitor, CPU, Keyboard, Mouse, Printer and Modem
D. None of these
Ans : A

12. A market plan is -
A. Company’s prospectus
B. Same as Memorandum of association
C. A document for marketing strategies
D. Business goals
Ans : C

13. Networking helps in marking Marketing function -
A. A difficult task
B. A laborious task
C. An easy task
D. Networking has nothing to do Marketing
Ans : C

14. CDs are of which shape?
A. Square
B. Rectangular
C. Round
D. Hexagonal
Ans : C

15. Which part is the “brain” of the computer?
A. CPU
B. Monitor
C. RAM
D. ROM
Ans : A

SBI Associate Bank Solved 2008 Paper

1. India’s Foreign Exchange Reserve declined sharply in recent past. What was the main reason for the same?
A. Heavy demand of the same by foreign tourists
B. Import of wheat from Pakistan and S. korea
C. Appreciation of Rupee Value
D. None of these
Ans: (C)

2. Manmohan Singh called George Bush to explain the difficulties he is having in implementing agreements related with which of the following with USA?
A. Supply of Sugar
B. Civilian Nuclear Cooperation
C. Purchase of gas / petroleum
D. None of these
Ans: (B)

3. Which of the following countries is not happy with the USA’s decision to award a Congressional Medal to Dalal Lama of Tibet?
A. India
B. Pakistan
C. Nepal
D. China
Ans: (D)

4. The securities and Exchange Board of India (SEBI) recently imposed a restriction on money flow in equity through ‘P-Notes’. What is the full form of ‘P-Notes’?
A. Permanent Notes
B. Purchase Notes
C. Participatory Notes
D. Private Notes
Ans: (C)

5. The money which Government of India spends on the development of infrastructure in country comes from which of the following sources? (pick up the correct statement (s)
(A) Loan from World Bank/ADB etc.
(B) Taxes collected from the people.
(C) Loan from the RBI.
A. Only A
B. Only B
C. Only C
D. All A, B and C
Ans: (D)

6. Which of the following types of Banks are allowed to operate foreign currency accounts?
(A) Foreign Banks
(B) Regional Rural Banks
(C) Nationalized Banks
A. Only A
B. Only B
C. Only C
D. None of these
Ans: (C)

7. The Government of India put a ban on export of which of the following commodities at the price below the price of the same in domestic market?
A. Chemical Fertilizer
B. Steel
C. Electronic Goods
D. None of these
Ans: (D)

8. Which of the following organizations/agencies has established a fund known as “Investor protection fund”?
A. Bombay Stock Exchange
B. SEBI
C. NABARD r
D. AMFI
Ans: (C)

9. Hem Dutta who was honoured by the prestigious Rajiv Gandhi National Sadbhawana Award 2007 is a famous-
A. Social activist
B. Author
C. Player
D. Film producer
Ans: (A)

10. Which of the following countries is facing a problem of strike by the workers of the transport, electricity and gas companies as the present Government of the country has decided to end the pension to these workers?
1. USA
B. France
C. China
D. Nepal
Ans: (B)

11. Microsoft Office is –
A. Shareware
B. Public-domain software
C. A vertical market application
D. An application suite
Ans: (D)

12. How many options does a binary choice offer?
A. It depends on the amount of memory in the computer
B. Two
C. One
D. None
Ans: (B)


13. Target Market is –
A. Entire country
B. Entire city
C. Entire globe
D. That which consist of customers who need the identified product
Ans: (D)

14. Which of the following refers to a small, single-site network?
A. LAN
B. DSL
C. RAM
D. USB
Ans: (A)

15. When cutting and pasting, the item cut is temporarily stored in –
A. Hard Device
B. ROM
C. Diskette
D. Clipboard
Ans: (D)

Andhra Bank Solved 2008 Paper

1. The Russian President visited China in May 2008 and signed a deal for the security of which of the following?
(A) Global Energy
(B) China Sea
(C) Intellectual Property Rights of the Chinese Scientists
(D) Nuclear installation in China
Ans: (D)

2. Who amongst the following is the author of "Animal People" which was adjudged as the Best Book of the Year?
(A) V.S.Naipaul
(B) Indra Sinha
(C) William Darlymple
(D) Bill Clinton
Ans: (B)

3. Which of the following term related with the game of Cricket ?
(A) Grand Slam
(B) Half Nelson
(C) Ashes
(D) Screen
Ans: (C)

4. World's largest oil reserves (about 2/3rd) are located in ____
(A) Russia
(B) Middle East
(C) Africa
(D) Europe
Ans: (B)

5. Who amongst the following is the Chairperson of the Children's Film Society?
(A) Kareena Kapoor
(B) Jaya Bachchan
(C) Shabana Azmi
(D) None of these
Ans: (D)

6. Who amongst the following is the author of the book "Toward a Hunger Free World" ?
(A) A.P.J.Abdul Kalam
(B) Ashok Lahiri
(C) Amartya Sen
(D) M.S.Swaminathan
Ans: (D)

7. The duration of which of the following Policies / Schemes is from 2004-2009 ?
(A) Foreign Trade Policy
(B) 11th Five Year Plan
(C) 10th Five Year Plan
(D) National Rural Guarantee Act
Ans: (A)

8. Banking Sector will fall under which of the following sectors?
(A) Agriculture Sector
(B) Service Sector
(C) Manufacturing
(D) Industrial Sector
Ans: (B)

9. India recently signed a Bilateral Investment Promotion Agreement (BIPA) with which of the following countries ?
(A) China
(B) Bangladesh
(C) Nepal
(D) Myanmar
Ans: (D)

10. Daiichi Sanyo which has taken a major stake in India's Pharma company Ranbaxy is a firm based in ____
(A) China
(B) South Korea
(C) Japan
(D) USA
Ans: (C)

11.Which of the following is the total amount Government of India has earmarked for Agriculture Debt Waiver and Debt Relief Scheme 2008 ?
(A) Rs.10,000 Crore
(B) Rs.25,000 Crore
(C) Rs.45,000 Crore
(D) Rs.72,000 Crore
Ans (D)

12. Who amongst the following is included in the list of "Biggest Brains in Business"?
(A) L. N. Mittal
(B) Anil Ambani
(C) Kumar Mangalam Birla
(D) Mukesh Ambani
Ans: (A)

13. Ana Ivanovic won the "French Open Women's Singles" of Lawn Tennis after defeating _______
(A) Katrina Srebtnik
(B) Dinara Safina
(C) Virginia Ruano Pascual
(D) Victoria Azarenka
Ans: (B)

14. The National e- Governance plan was launched by the Govt. of India in the year 2006 with which of the following intentions/objectives ?
(1) To provide qualitative service of Govt. business to the citizens of India
(2) To promote IT sector in India so that trained IT personnel do not go out of the country for jobs
(3) To keep a vigil on the business transaction of Indian population to avoid illegal transactions
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
Ans (A)

15. As per the figures released recently, the rate of growth of agriculture during 2007-08 has been at the level of approximately ______
(A) 2.5 %
(B) 3 %
(C) 4.5 %
(D) 5 %
Ans (C)

General Knowledge Questions For Bank Examination

1. Numismatics is the study of :
(A) Coins
(B) Numbers
(C) Stamps
(D) Space
Ans: (A)

2. Permanent harness of water is due to the presence of :
(A) Calcium bicarbonate
(B) Magnesium bicarbonate
(C) Calcium sulphate
(D) Sodium bicarbonate
Ans: (C)

3. Meteorology is the science of :
(A) Weather
(B) Meteors
(C) Metals
(D) Earthquakes
Ans:(A)

4.Which of the following is not a chemical action?
(A) Burning of coal
(B) Conversion of water into steam
(C) Digestion of food
(D) Burning of Paper
Ans: (B)

5. Which of the following is present in hard water :
(A) Calcium
(B) Aluminium
(C) Sodium
(D) Chlorine
Ans: (A)

6.The rupee coin was first minted in India in :
(A) 1542
(B) 1601
(C) 1809
(D) 1677
Ans: (A)

7. The Reserve Bank of India was established in :
(A) 1820
(B) 1920
(C) 1935
(D) 1940
Ans: (C)

8.The one rupee note bears the signature of :
(A) Secretary, Ministry of Finance
(B) Governor, Reserve Bank of India
(C) Finance Minister
(D) None of these
Ans: (A)

9. The highest body which approves the Five-Year Plan is the :
(A) Finance Ministry
(B) Lok Sabha
(C) Rajya Sabha
(D) National Development Council
Ans: (D)

10. Planning Commission is :
(A) Advisory body
(B) Executive body
(C) Government body
(D) Autonomous body
Ans: (A)

11. The First Five-year plan covered the period :
(A) 1947-52
(B) 1950-55
(C) 1951-56
(D) 1952-57
Ans: (C)

12. Who was the first Chairman of the Planning Commission?
(A) Dr. S. Radhakrishnan
(B) Dr. Rajendra Prasad
(C) Jawahar Lal Nehru
(D) Sardar Patel
Ans: (C)

13. The Sangeet Natak Akademi fosters the development of dance, drama and music in the country. When was it established ?
(A) 1951
(B) 1953
(C) 1954
(D) 1956
Ans: (B)

14. Indian classical dance has been popularized abroad by :
(A) Malaika Arora
(B) Gopi Krishna
(C) Uday Shankar
(D) Yamini Krishnamurti
Ans: (C)

15. Which of the following classical dance originated in Tamil Nadu ?
(A) Kathakali
(B) Kathak
(C) Bharatanatyam
(D) Odissi
Ans: (C)

Haryana Gramin Bank Officer Solved 2008 Paper

1. Food For Oil programme running in which of the following countries was in news recently ?
(A) Kuwait
(B) Iran
(C) Iraq
(D) Lebanon
(E) None of these
Ans : E

2. Which of the following is true about the recent discussion on the tariff reduction formulae proposed at the WTO ?
(A) India accepted the formulae presented by South Africa as it more or less matches with the formulae presented by it. South Africa was given the responsibility to find an amicably acceptable solution to the same
(B) India along with several others presented a formulae which was accepted by the USA but the EU refused to accept it
(C) USA, Australia and EU presented a formulae which is not acceptable to India
(D) India wishes to resign from the membership of the WTO as it is not ready sacrifice the interests of the agriculturists of India
(E) None of these
Ans : B

3. India, recently decided to conduct a joint air exercise with which of the following countries ?
(The exercise was in news recently as a group of people was not in favour of such joint ventures)
(A) Britain
(B) Sri Lanka
(C) China
(D) France
(E) USA
Ans : C

4. Which of the following companies is not an IT/Software company ?
(A) Infosys
(B) Wipro
(C) NIIT
(D) Rolex
(E) All are IT/Software Companies
Ans : D

5. Which of the following is not a banking/finance related term ?
(A) NPA
(B) NAV
(C) Liquidity
(D) NAFTA
(E) IPO
Ans : D

6. Who amongst the following is the Chairman of the Central Information Commission (CIC) set up recently under the Right to Information Act ?
(A) Sam Pitroda
(B) M. S. Swaminathan
(C) Rakesh Mohan
(D) Wajahat Habibullah
(E) None of these
Ans : D

7. Anju Bobby George won Gold Medal in 16th Asian Atheletics Meet held recently. The meet was organized in -
(A) South Korea
(B) India
(C) China
(D) Pakistan
(E) None of these
Ans : A

8. Who amongst the following is the author of the book The Mathematical Theory of Black Holes? (The author is regarded a great astrophysicists of the modern times)
(A) Dr. C. V. Raman
(B) Dr. J. V. Narlikar
(C) Dr. S. Chandrashekhar
(D) Dr. Homi Jehangir Bhabha
(E) Dr. Vikram Sarabhai
Ans : C

9. Which of the following countries had emerged as World’s largest Cell phone maker ? (As per the figures available upto April 2005)
(A) India
(B) USA
(C) Japan
(D) China
(E) None of these
Ans : D

10. Who amongst the following is the author of the book Doctor Zhivago?
(A) Maxim Gorky
(B) Boris Pasternak
(C) Aldous Huxley
(D) George Eliot
(E) None of these
Ans : B

11. Justice Yogesh Kumar Sabharwal was the new Chief Justice of -
(A) Allahabad High Court
(B) Mumbai High Court
(C) Delhi High Court
(D) Kolkata High Court
(E) Supreme Court of India
Ans : E

12. Harold Pinter, who won the Nobel Prize for Literature, is a citizen of -
(A) China
(B) Britain
(C) USA
(D) Russia
(E) Canada
Ans : B

13. Veselin Tapolev who became the World Champion recently, is associated with which of the following games/sports ?
(A) Chess
(B) Golf
(C) Snooker
(D) Badminton
(E) None of these
Ans : A

14. Kyat is the monetary unit of -
(A) North Korea
(B) Israel
(C) Indonesia
(D) Mongolia
(E) Myanmar
Ans : E

15. Who amongst the following is not a member of G-8 ?
(A) Australia
(B) Canada
(C) Japan
(D) France
(E) USA
Ans : A

Andhra Bank Solved 2008 Paper

1. Sujat and Balsara villages were in news recently as breach in main Narmada Canal made them flooded. Both these villages are in which of the following States?
(A) Maharashtra
(B) Madhya Pradesh
(C) Gujarat
(D) Rajasthan
(E) None of these
Ans : C

2. Which of the following is NOT one of the recommendations of the committee setup on Financial Sector Reforms under the Chairmanship of Raghuram G.Rajan ?
(1) Give more freedoms to banks to setup branches and ATMS anywhere
(2) Setup an office of financial ombudsmen
(3) All deposits taking institutions should be free from the supervision of the RBI
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) Only 2 & 3
Ans : A

3. Which of the following was the issue over which one section of the UPA withdrew its support and Union Govt. headed by Dr. Man Mohan Singh was required to prove its majority in the Lok Sabha ?
(1) Inflation , which was on a rise consistently for some time
(2) Reservations of Gurjarrs in Govt. jobs
(3) Nuclear deal with USA
(A) Only 1
(B) only 2
(C) Only 3
(D) Both 1 & 2
(E) Only 2 & 3
Ans : C

4. The Reserve Bank of India (RBI) keeps on modifying various rates / ratios to keep the flow of liquidity in the market in a balanced situation. Which of the following rates/ratios/indexes is NOT directly controlled by the RBI?
(A) Cash Reserve Ratio (CRR)
(B) Bank Rate
(C) Repo Rate
(D) Reserve Repo Rate
(E) Wholesale Price Index (WPI)
Ans : E

5. Michel Sleiman has taken over as the president of ____
(A) Lebanon
(B) Cuba
(C) Yemen
(D) Zambia
(E) Turkey
Ans : A

6. Which of the following countries had decided to come out of the membership of OPEC ?
(A) Iran
(B) Indonesia
(C) Kuwait
(D) Saudi Arabia
(E) None Of these
Ans : B

7. As per the figure released recently what was the per capita income at Current Price in the year 2007-08 in India? About ____
(A) Rs. 20,000/-
(B) Rs. 25,000/-
(C) Rs. 23,000/-
(D) Rs. 33,000/-
(E) Rs. 48,000/-
Ans : D

8. Which of the following cannot be called as a value Added service offered by a Bank?
(A) Special accounts for poor sections of the society
(B) Accident insurance cover
(C) Instant Credits of Outstation Cheques
(D) Free cheque book
(E) All are value Added services
Ans : D

9. Which of the following airlines became the first Indian Based Airlines to operate flight to China?
(A) Indian
(B) Air India
(C) Kingfisher
(D) Jet Airways
(E) None of these
Ans : D

10. Opening the Saving Bank Account of a minor girl will be called as which of the following in Banking terminology?
(A) Retail Banking
(B) Merchant Banking
(C) Institutional Banking
(D) Social Banking
(E) Corporate Banking
Ans : A

11. Which of the following is NOT a measure of the Risk Management in Banks ?
(A) CRR
(B) RTGS
(C) SLR
(D) Deposit Insurance
(E) All are the measures of risk management
Ans : B

12. Which of the following test is conducted to know if a sportsman has taken any performance enhancing drugs ?
(A) EEG
(B) Narco Test
(C) ELISA Test
(D) Mind mapping
(E) DOPE Test
Ans : E

13. Which of the following awards is given in the field of cinema?
(A) Kalidas Samman
(B) Dronacharya Award
(C) Arjun Award
(D) Kalinga Award
(E) Dada Sahab Phalke Award
Ans : E

14. What is India's rating in the "Doing Business Report" prepared by the World Bank ?
(A) 55th
(B) 80th
(C) 100th
(D) 120th
(E) None of these
Ans : D

15. Which of the following Programmes / Schemes of the Govt. of India is NOT directly related with agriculture activities?
(A) Drought Prone Areas Programmes (DPAP)
(B) Promotion of Integrated Pest Management (IPM)
(C) Integrated West lands Development Programme (IWDP)
(D) ANNAPURNA
(E) Desert Development Programme (DDP)
Ans : D

Indian Overseas Bank PO Solved 2009 Paper

1. As per the reports published in the newspapers/journals how much amount the Govt. of India is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
Ans : C

2. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
Ans : D

3. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
Ans : C

4. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
Ans : E

5. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
Ans : A

6. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these
Ans : A

7. The government of India recently constituted the New Finance Commission (13th). What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : B

8. Who amongst the following has taken over as the President of Serbia after the General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
Ans : A

9. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
Ans : E

10. As per the performance assessment data released by the Economic Advisory Council (EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
Ans : A

11. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
Ans : E

12. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
Ans : D

13. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
Ans : A

14. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
Ans : E

15. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
Ans : C